Private health insurance,
built for founders.
Looking for better quality coverage? We compare private health insurance plans from top carriers for individuals, families, and business owners nationwide.
We don't work for an insurance company.
We work for you.
Many private health insurance agents represent one carrier. We compare plans across the entire private market, so what you get is the best fit, not the best commission.
If this sounds like you, we should talk.
You make too much for subsidies
We shop the full private market, not just healthcare.gov, once you're past the subsidy cliff.
You're a 1099, founder, or business owner
No group plan, no HR department. We compare plans across top carriers so you get coverage that works like a real benefits package, on your terms.
You're leaving an employer plan or COBRA
We find comparable, often better, coverage before your COBRA window runs out.
You travel or split time across states
Licensed in all 50 states, built around a life that isn't tied to one zip code.
You're healthy and tired of overpaying
Generally healthy applicants often qualify for affordable, more efficient private plans.
You want to offer real benefits, affordably
Contribution-based and group options for your W-2s and 1099s, without enterprise-level cost.
Built around your situation.
Individual & Family
Private coverage with nationwide networks for households above the subsidy threshold or off an employer plan.
Explore plans →Small Business
Group and contribution-based benefits for W-2 and 1099 teams, affordable without sacrificing quality.
Explore plans →Dental & Vision
Add-on coverage that rounds things out without adding real cost to your monthly premium.
Explore plans →Meet the founder.
Nicole M.
Licensed in 50 states · NPN #20836453
Insights worth a few minutes.
"She saved my family more than $500 a month, with better coverage. I definitely wish I'd reached out sooner."
Before you book a call.
I make too much for marketplace subsidies. What are my options?
We shop private, off-exchange plans across top carriers, which often price and perform better than unsubsidized marketplace plans for higher earners.
I'm self-employed with no group plan. What are my coverage options?
We put together individual or family coverage tailored to freelance and 1099 income, with no dependency on an employer.
Do you charge a fee for consultations?
No. CareVantage never charges consultation fees. We're compensated by carriers, not by you.
What states are you licensed in?
Our agents are licensed in all 50 states across the U.S.
Can you help small businesses with W-2 and 1099 teams?
Yes. We set up group or contribution-based benefits that work for mixed W-2/1099 teams, sized to your budget.
Better coverage begins
with a conversation.
Book a Free Consultation
Private health insurance,
built for founders.
Looking for better quality coverage? We compare private health insurance plans from top carriers for individuals, families, and business owners nationwide.
We don't work for an insurance company.
We work for you.
Many private health insurance agents represent one carrier. We compare plans across the entire private market, so what you get is the best fit, not the best commission.
If this sounds like you, we should talk.
You make too much for subsidies
We shop the full private market, not just healthcare.gov, once you're past the subsidy cliff.
You're a 1099, founder, or business owner
No group plan, no HR department. We compare plans across top carriers so you get coverage that works like a real benefits package, on your terms.
You're leaving an employer plan or COBRA
We find comparable, often better, coverage before your COBRA window runs out.
You travel or split time across states
Licensed in all 50 states, built around a life that isn't tied to one zip code.
You're healthy and tired of overpaying
Generally healthy applicants often qualify for affordable, more efficient private plans.
You want to offer real benefits, affordably
Contribution-based and group options for your W-2s and 1099s, without enterprise-level cost.
Built around your situation.
Individual & Family
Private coverage with nationwide networks for households above the subsidy threshold or off an employer plan.
Explore plans →Small Business
Group and contribution-based benefits for W-2 and 1099 teams, affordable without sacrificing quality.
Explore plans →Dental & Vision
Add-on coverage that rounds things out without adding real cost to your monthly premium.
Explore plans →Meet the founder.
Nicole M.
Licensed in 50 states · NPN #20836453
Insights worth a few minutes.
"She saved my family more than $500 a month, with better coverage. I definitely wish I'd reached out sooner."
Before you book a call.
I make too much for marketplace subsidies. What are my options?
We shop private, off-exchange plans across top carriers, which often price and perform better than unsubsidized marketplace plans for higher earners.
I'm self-employed with no group plan. What are my coverage options?
We put together individual or family coverage tailored to freelance and 1099 income, with no dependency on an employer.
Do you charge a fee for consultations?
No. CareVantage never charges consultation fees. We're compensated by carriers, not by you.
What states are you licensed in?
Our agents are licensed in all 50 states across the U.S.
Can you help small businesses with W-2 and 1099 teams?
Yes. We set up group or contribution-based benefits that work for mixed W-2/1099 teams, sized to your budget.
Better coverage begins
with a conversation.
Book a Free Consultation
Private health insurance,
built for founders.
Looking for better quality coverage? We compare private health insurance plans from top carriers for individuals, families, and business owners nationwide.
We don't work for an insurance company.
We work for you.
Many private health insurance agents represent one carrier. We compare plans across the entire private market, so what you get is the best fit, not the best commission.
If this sounds like you, we should talk.
You make too much for subsidies
We shop the full private market, not just healthcare.gov, once you're past the subsidy cliff.
You're a 1099, founder, or business owner
No group plan, no HR department. We compare plans across top carriers so you get coverage that works like a real benefits package, on your terms.
You're leaving an employer plan or COBRA
We find comparable, often better, coverage before your COBRA window runs out.
You travel or split time across states
Licensed in all 50 states, built around a life that isn't tied to one zip code.
You're healthy and tired of overpaying
Generally healthy applicants often qualify for affordable, more efficient private plans.
You want to offer real benefits, affordably
Contribution-based and group options for your W-2s and 1099s, without enterprise-level cost.
Built around your situation.
Individual & Family
Private coverage with nationwide networks for households above the subsidy threshold or off an employer plan.
Explore plans →Small Business
Group and contribution-based benefits for W-2 and 1099 teams, affordable without sacrificing quality.
Explore plans →Dental & Vision
Add-on coverage that rounds things out without adding real cost to your monthly premium.
Explore plans →Meet the founder.
Nicole M.
Licensed in 50 states · NPN #20836453
Insights worth a few minutes.
"She saved my family more than $500 a month, with better coverage. I definitely wish I'd reached out sooner."
Before you book a call.
I make too much for marketplace subsidies. What are my options?
We shop private, off-exchange plans across top carriers, which often price and perform better than unsubsidized marketplace plans for higher earners.
I'm self-employed with no group plan. What are my coverage options?
We put together individual or family coverage tailored to freelance and 1099 income, with no dependency on an employer.
Do you charge a fee for consultations?
No. CareVantage never charges consultation fees. We're compensated by carriers, not by you.
What states are you licensed in?
Our agents are licensed in all 50 states across the U.S.
Can you help small businesses with W-2 and 1099 teams?
Yes. We set up group or contribution-based benefits that work for mixed W-2/1099 teams, sized to your budget.