Looking for better quality coverage than the marketplace offers? We compare private health insurance plans from top carriers for individuals and families nationwide.
The marketplace only lists ACA plans from carriers that chose to participate. We compare those plans against the private, off-exchange market too, so you're never limited to one list.
| Healthcare.gov | Private (via CareVantage) | |
|---|---|---|
| Carriers shown | Only ACA marketplace participants | Marketplace + full private market |
| Subsidies | Available if you qualify by income | Not subsidy-eligible, priced for full-cost buyers |
| Enrollment timing | Limited to open enrollment (+ qualifying events) | Many plans available year-round |
| Guidance | Self-service comparison tool | Licensed advisor, no consultation fee |
General comparison for illustration. Your actual eligibility, pricing, and enrollment options depend on your income, state, and life circumstances.
We shop private, off-exchange plans that often price and perform better than unsubsidized marketplace coverage.
We find comparable, often better, coverage before your COBRA window runs out.
Licensed in all 50 states, so your coverage isn't tied to one zip code.
Compare plans with large PPO networks so you're covered whether you're home or traveling.
Cover just yourself, a spouse, or your whole household, priced to fit your situation.
Private plans aren't limited to marketplace open enrollment windows in most cases.
A few minutes to gather this ahead of time makes your call faster and your quote more accurate.
Who needs coverage (ages and household details)
Pre-existing conditions and current medications
Favorite doctors or providers you want to keep
A rough sense of your budget
Healthcare.gov only shows ACA marketplace plans. We compare both marketplace and private, off-exchange options, so you see the full picture.
We shop private, off-exchange plans across top carriers, which often price and perform better than unsubsidized marketplace plans for higher earners.
Many private plans aren't restricted to the ACA's annual open enrollment window. We'll walk you through what's available right now.
No. CareVantage never charges consultation fees. We're compensated by carriers, not by you.
Our agents are licensed in all 50 states across the U.S.
Looking for better quality coverage than the marketplace offers? We compare private health insurance plans from top carriers for individuals and families nationwide.
The marketplace only lists ACA plans from carriers that chose to participate. We compare those plans against the private, off-exchange market too, so you're never limited to one list.
| Healthcare.gov | Private (via CareVantage) | |
|---|---|---|
| Carriers shown | Only ACA marketplace participants | Marketplace + full private market |
| Subsidies | Available if you qualify by income | Not subsidy-eligible, priced for full-cost buyers |
| Enrollment timing | Limited to open enrollment (+ qualifying events) | Many plans available year-round |
| Guidance | Self-service comparison tool | Licensed advisor, no consultation fee |
General comparison for illustration. Your actual eligibility, pricing, and enrollment options depend on your income, state, and life circumstances.
We shop private, off-exchange plans that often price and perform better than unsubsidized marketplace coverage.
We find comparable, often better, coverage before your COBRA window runs out.
Licensed in all 50 states, so your coverage isn't tied to one zip code.
Compare plans with large PPO networks so you're covered whether you're home or traveling.
Cover just yourself, a spouse, or your whole household, priced to fit your situation.
Private plans aren't limited to marketplace open enrollment windows in most cases.
A few minutes to gather this ahead of time makes your call faster and your quote more accurate.
Who needs coverage (ages and household details)
Pre-existing conditions and current medications
Favorite doctors or providers you want to keep
A rough sense of your budget
Healthcare.gov only shows ACA marketplace plans. We compare both marketplace and private, off-exchange options, so you see the full picture.
We shop private, off-exchange plans across top carriers, which often price and perform better than unsubsidized marketplace plans for higher earners.
Many private plans aren't restricted to the ACA's annual open enrollment window. We'll walk you through what's available right now.
No. CareVantage never charges consultation fees. We're compensated by carriers, not by you.
Our agents are licensed in all 50 states across the U.S.
Looking for better quality coverage than the marketplace offers? We compare private health insurance plans from top carriers for individuals and families nationwide.
The marketplace only lists ACA plans from carriers that chose to participate. We compare those plans against the private, off-exchange market too, so you're never limited to one list.
| Healthcare.gov | Private (via CareVantage) | |
|---|---|---|
| Carriers shown | Only ACA marketplace participants | Marketplace + full private market |
| Subsidies | Available if you qualify by income | Not subsidy-eligible, priced for full-cost buyers |
| Enrollment timing | Limited to open enrollment (+ qualifying events) | Many plans available year-round |
| Guidance | Self-service comparison tool | Licensed advisor, no consultation fee |
General comparison for illustration. Your actual eligibility, pricing, and enrollment options depend on your income, state, and life circumstances.
We shop private, off-exchange plans that often price and perform better than unsubsidized marketplace coverage.
We find comparable, often better, coverage before your COBRA window runs out.
Licensed in all 50 states, so your coverage isn't tied to one zip code.
Compare plans with large PPO networks so you're covered whether you're home or traveling.
Cover just yourself, a spouse, or your whole household, priced to fit your situation.
Private plans aren't limited to marketplace open enrollment windows in most cases.
A few minutes to gather this ahead of time makes your call faster and your quote more accurate.
Who needs coverage (ages and household details)
Pre-existing conditions and current medications
Favorite doctors or providers you want to keep
A rough sense of your budget
Healthcare.gov only shows ACA marketplace plans. We compare both marketplace and private, off-exchange options, so you see the full picture.
We shop private, off-exchange plans across top carriers, which often price and perform better than unsubsidized marketplace plans for higher earners.
Many private plans aren't restricted to the ACA's annual open enrollment window. We'll walk you through what's available right now.
No. CareVantage never charges consultation fees. We're compensated by carriers, not by you.
Our agents are licensed in all 50 states across the U.S.