Health benefits,
built for your team.

Looking for real benefits without enterprise-level cost? We compare group and contribution-based health plans from top carriers for small business teams nationwide.

Independent by design

We don't work for an insurance company.
We work for you.

Many private health insurance agents represent one carrier. We compare plans across the entire private market, so what you get is the best fit for your team, not the best commission.

Who this is for

If this sounds like your business, we should talk.

You have both W-2 and 1099 workers

We compare group and contribution-based options that work across different worker classifications on the same team.

You're managing benefits yourself

No group plan, no HR department. We compare plans across top carriers so you get coverage that works like a real benefits package, on your terms.

You want real benefits, affordably

Contribution-based and group options sized to your budget, without enterprise-level cost.

What's included

Benefits built around your team.

Group plans

Traditional group coverage for teams that meet carrier group-size requirements.

Contribution-based benefits

Set a fixed contribution and let your team choose plans that fit them individually.

Works for 1099s too

Options that extend to contractors and freelancers on your team, not just W-2 employees.

Common questions

Before you book a call.

Can you help small businesses with W-2 and 1099 teams?

Yes. We set up group or contribution-based benefits that work for mixed W-2/1099 teams, sized to your budget.

What's the difference between group and contribution-based plans?

Group plans enroll your whole team under one carrier policy. Contribution-based approaches let each team member pick their own plan while you set a fixed monthly contribution.

Do we need a minimum number of employees?

Requirements vary by carrier and plan type. We'll walk you through what your team qualifies for during a consultation.

Do you charge a fee for consultations?

No. CareVantage never charges consultation fees. We're compensated by carriers, not by you.

What states are you licensed in?

Our agents are licensed in all 50 states across the U.S.

Ready when you are

Better benefits begin
with a conversation.

Book a Free Consultation

Health benefits,
built for your team.

Looking for real benefits without enterprise-level cost? We compare group and contribution-based health plans from top carriers for small business teams nationwide.

Independent by design

We don't work for an insurance company.
We work for you.

Many private health insurance agents represent one carrier. We compare plans across the entire private market, so what you get is the best fit for your team, not the best commission.

Who this is for

If this sounds like your business, we should talk.

You have both W-2 and 1099 workers

We compare group and contribution-based options that work across different worker classifications on the same team.

You're managing benefits yourself

No group plan, no HR department. We compare plans across top carriers so you get coverage that works like a real benefits package, on your terms.

You want real benefits, affordably

Contribution-based and group options sized to your budget, without enterprise-level cost.

What's included

Benefits built around your team.

Group plans

Traditional group coverage for teams that meet carrier group-size requirements.

Contribution-based benefits

Set a fixed contribution and let your team choose plans that fit them individually.

Works for 1099s too

Options that extend to contractors and freelancers on your team, not just W-2 employees.

Common questions

Before you book a call.

Can you help small businesses with W-2 and 1099 teams?

Yes. We set up group or contribution-based benefits that work for mixed W-2/1099 teams, sized to your budget.

What's the difference between group and contribution-based plans?

Group plans enroll your whole team under one carrier policy. Contribution-based approaches let each team member pick their own plan while you set a fixed monthly contribution.

Do we need a minimum number of employees?

Requirements vary by carrier and plan type. We'll walk you through what your team qualifies for during a consultation.

Do you charge a fee for consultations?

No. CareVantage never charges consultation fees. We're compensated by carriers, not by you.

What states are you licensed in?

Our agents are licensed in all 50 states across the U.S.

Ready when you are

Better benefits begin
with a conversation.

Book a Free Consultation

Health benefits,
built for your team.

Looking for real benefits without enterprise-level cost? We compare group and contribution-based health plans from top carriers for small business teams nationwide.

Independent by design

We don't work for an insurance company.
We work for you.

Many private health insurance agents represent one carrier. We compare plans across the entire private market, so what you get is the best fit for your team, not the best commission.

Who this is for

If this sounds like your business, we should talk.

You have both W-2 and 1099 workers

We compare group and contribution-based options that work across different worker classifications on the same team.

You're managing benefits yourself

No group plan, no HR department. We compare plans across top carriers so you get coverage that works like a real benefits package, on your terms.

You want real benefits, affordably

Contribution-based and group options sized to your budget, without enterprise-level cost.

What's included

Benefits built around your team.

Group plans

Traditional group coverage for teams that meet carrier group-size requirements.

Contribution-based benefits

Set a fixed contribution and let your team choose plans that fit them individually.

Works for 1099s too

Options that extend to contractors and freelancers on your team, not just W-2 employees.

Common questions

Before you book a call.

Can you help small businesses with W-2 and 1099 teams?

Yes. We set up group or contribution-based benefits that work for mixed W-2/1099 teams, sized to your budget.

What's the difference between group and contribution-based plans?

Group plans enroll your whole team under one carrier policy. Contribution-based approaches let each team member pick their own plan while you set a fixed monthly contribution.

Do we need a minimum number of employees?

Requirements vary by carrier and plan type. We'll walk you through what your team qualifies for during a consultation.

Do you charge a fee for consultations?

No. CareVantage never charges consultation fees. We're compensated by carriers, not by you.

What states are you licensed in?

Our agents are licensed in all 50 states across the U.S.

Ready when you are

Better benefits begin
with a conversation.

Book a Free Consultation